Modular Banking

Modular platforms enable clients to react and transform to market demands with a continuous shape shift.

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Future of Banking

Products built with Focus to deliver ambient user experience and a customer-centric approach.

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Core Regulation

The governance of risk management with regulations is achieved by modern risk management framework and churn prediction.

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OUR FOCUS

Run a more efficient, flexible,
and digitally connected core
banking system

Streamline business processes, automated back-office operations and improve profitability.

Achieve workload optimization, save time, making system more agile and equipped for work.

Intelligent processing capabilities with pre-integrated security and adaptive API monetization.

Our Solution

Our CB7 Core Banking solution helps your financial institution improve the client experience, automate and optimise procedures, simplify banking operations for your employees, improve risk management, increase productivity, and ensure full regulatory compliance.

The open-source cloud technology used to build the CB7 applications is adaptive and curated, with a responsive and flexible design. One of the key drivers for the software is a 360-degree client-centric approach, which enables AI-driven models for cross-sell opportunities as well as improved risk management practises.

Key Features of CB7

Customer-On Boarding
Managing deposits and withdrawals
Transaction management
Interest Calculation
Payments processing (cash, cheques, mandates, NEFT, RTGS etc)
CRM Activities
Configuring New Banking Products
Loan disbursal and Loan management
Account management
Establishing criteria for minimum balances, interest rates, number of withdrawals allowed and so on.
Customer-centric Architecture, Real-time 360-degree view of customer relationships.
Banking finance including general ledger and reporting
Provision of Login security, Module wise rights, Account rights, System locks
Agile Solution, highly extensible through parameterization and user driven customization

The front end is a client-side, this is the part of an app with which users interact directly. Our front-end is a combination of HTML, CSS, and JavaScript. HTML allows you to structure page elements, CSS is used to style the look and feel of a document created using HTML and JavaScript allows you to add dynamics to the user interface. To speed up the process our framework helps to create an effective application architecture.

ROI – A true N-tier Architecture and an integrated platform that provides an app and a browser experience and open source technologies , that lowering the overall TCO through for today’s being upgraded consumers.
Automation – Standardised and simple process with high levels of Automation and enhanced efficiency
Performance – High performance and scalability Flexibility and high level of configurability supporting a variety of Banking Models from the same solutions
Integration – Easy of Integration with in-built service integration capabilities
Customer Centric – Real time 360 degree view of customer relations within all branches

CB7 Transact exploits new technologies to facilitate ease of use and ubiquity of access of everyday products and services for the end customer and enabling banks to meet their customers ever increasing expectations and demands.

Our Asset Liability Management is an on-going process of formulating, implementing, monitoring, and revising strategies related to assets and liabilities in an attempt to achieve financial objectives for a given set of risk tolerances and constraints”. Asset and liability management (ALM) is a practice to mitigate financial risks resulting from a mismatch of assets and liabilities. We help financial institutions to manage liquidity, interest and currency risks within the regulatory and the bank’s own ALM limits, We help to ensure that the respective financial institutions to maintain sufficient capital buffers as per regulatory requirements. We are compliant with the RBI that had constituted a strong Management Formation System (MIS) for the NBFC & Co-op banks.